Student health care and insurance requirements

New domestic students

If you already have health insurance, provide proof of coverage using this form for incoming students by Sept. 1.

If you need health insurance, shop for coverage on the Marketplace at Healthcare.gov. Illinois residents can shop directly at GetCoveredIllinois.gov.

Once coverage is confirmed, provide proof of coverage using this form for incoming students by Sept. 1.

Note: If you decide to shop for coverage elsewhere, we suggest using the minimum coverage guidelines below.

Returning domestic students

If you already have health insurance, provide proof of coverage using this form for returning domestic students by Sept. 1. (Note: Students must submit the form using their Augustana email account.)

If you need health insurance, shop for coverage on the Marketplace at Healthcare.gov. Illinois residents can shop directly at GetCoveredIllinois.gov.

Once coverage is confirmed, provide proof of coverage using this form for domestic students by Sept. 1. (Note: Students must submit the form using their Augustana email account.)

Note: If you decide to shop for coverage elsewhere, we suggest using the minimum coverage guidelines below.

New international students

If you already have health insurance, provide proof of coverage using this form for incoming students by Sept. 1.

If you need health insurance, shop for coverage. Augustana's preferred option for international students is ISO Student Health Insurance. For international student-athletes, Augustana's preferred options are Gallagher ISS or International Student Insurance (ISI). Note: Do NOT purchase insurance past July 31, 2025.

Once coverage is confirmed, provide proof of coverage using this form for incoming students by Sept. 1.

Note: If you decide to shop for coverage elsewhere, we suggest using the minimum coverage guidelines below.

Returning international students

If you already have health insurance, provide proof of coverage using this form for returning international students by Sept. 1. (Note: Students must submit the form using their Augustana email account.)

If you need health insurance, shop for coverage. Augustana's preferred option for international students is ISO Student Health Insurance. For international student-athletes, Augustana's preferred options are Gallagher ISS or International Student Insurance (ISI). Note: Do NOT purchase insurance past July 31, 2025.

Once coverage is confirmed, provide proof of coverage using this form for returning international students by Sept. 1.

Note: If you decide to shop for coverage elsewhere, we suggest using the minimum coverage guidelines below.

New domestic students

If you already have health insurance, provide proof of coverage using this form for incoming students by Sept. 1.

If you need health insurance, shop for coverage on the Marketplace at Healthcare.gov. Illinois residents can shop directly at GetCoveredIllinois.gov.

Once coverage is confirmed, provide proof of coverage using this form for incoming students by Sept. 1.

Note: If you decide to shop for coverage elsewhere, we suggest using the minimum coverage guidelines below.

Returning domestic students

If you already have health insurance, provide proof of coverage using this form for returning domestic students by Sept. 1. (Note: Students must submit the form using their Augustana email account.)

If you need health insurance, shop for coverage on the Marketplace at Healthcare.gov. Illinois residents can shop directly at GetCoveredIllinois.gov.

Once coverage is confirmed, provide proof of coverage using this form for domestic students by Sept. 1. (Note: Students must submit the form using their Augustana email account.)

Note: If you decide to shop for coverage elsewhere, we suggest using the minimum coverage guidelines below.

Health insurance is required for international students starting Fall 2025.

Starting with the 2025-2026 academic year, and effective from Fall 2025, it will be mandatory for all international F1/J1 visa students to have the college health insurance plan. Augustana College is happy to ensure coverage for all international students under a very comprehensive and affordable health insurance. 

All enrolled international students will be automatically enrolled in the health plan through ISO Student Health Insurance. Students will be enrolled for the duration of their academic program at Augustana College, and the insurance fees will be posted on their student accounts. 

→ See insurance plan details

Coverage dates and premium

Waiver

The ISO plan will be mandatory for all international students. You may be eligible for a waiver, if you fall into any of the categories below: 

• An international student-athlete covered through a sports plan.
  • For international student-athletes, Augustana's preferred health insurance options are Gallagher ISS or International Student Insurance (ISI).
• Covered as a dependent under a parent/spouse’s US-based employer plan.
• Covered through their home country embassy’s insurance (e.g. SACM).

If you qualify for a waiver as per the categories listed above, you can file a waiver online. 

Waiver deadline is Sept. 15, 2025.

Why health insurance is important in the U.S.

The high cost of healthcare in the U.S. exposes international students to financial risks in case of illness or injury. Requiring all international students to enroll in the school-sponsored health plan from ISO helps protect against high medical costs and potential disruptions to academic progress. 

Questions?

If you have any specific questions regarding the insurance plan, you can contact ISO Student Health Insurance by phone at 800-244-1180 (Monday–Friday, 9 a.m.-6 p.m. EST), or by email (customercare@isoa.org).

Questions can also be directed to Cathy Atkinson (cathyatkinson@augustana.edu).