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Payment options

There are several options for paying out-of-pocket costs not covered by financial aid. Augustana parents generally finance their student's education through one or a combination of the following:

Two payments per year, once each semester

Students and authorized parents may pay outstanding balances online with e-check or a credit card (American Express, Discover, MasterCard, Visa). A 2.75% convenience fee is charged for online credit card payments for tuition bills. There is no convenience fee for paying with e-check.

  • Students can access their ePayment account profile through Arches to pay outstanding balances.
  • Parents can access their son/daughter's account information if they have been designated as authorized payers by the student. Current authorized payers can access the ePayment website to pay outstanding balances.
  • International wire transfers also are accepted using Flywire.
  • Payments also may be made by mail or in person at the Business Office in Sorenson Hall.

10 month payment plan-interest free plan through Nelnet Campus Commerce

This plan allows families to pay all or part of their net annual costs over 10 months. 

A non-refundable $70 (estimated for 2019-20) setup fee must be paid at the time the payment plan is set up.

For additional information, contact Augustana.Afford.com, call 800-722-4867, or contact the Augustana Business Office at 309-794-7354.

Long-term financing options

Federal Direct Parent Loan for Undergraduate Students (PLUS)

The Federal Direct PLUS loan program enables parents with a good credit history to borrow all or part of the student's yearly educational expenses. The PLUS loan is a government-sponsored loan administered by Augustana's Office of Financial Aid.

For additional information and to apply, see Federal Direct PLUS Loan.

Alternative/private loans

Alternative/private loans are credit-based loans offered by some banks and credit unions to help cover certain educational expenses not covered by financial aid. Alternative/private loans are not part of the federal loan program or guaranteed by the federal government.

For additional information, see Alternative/Private Loans.

Home equity loan

A form of credit for which your home is pledged as collateral, home equity loans generally offer a fixed interest rate and a fixed monthly payment, and are paid off over an extended period of time. Contact your local bank or lending institution for current interest rates and other information.